Based in Melbourne
About Us
A Family Business
Results Home Loans was founded by Phillip Scandizzo with a vision to provide something more than just finance — a complete, strategic approach to helping clients build and manage their wealth.
As part of the broader Concepts & Results group, our clients benefit from a unique integration of financial planning, accounting, and lending advice, all working together to support better long-term outcomes.
Today, the business is led by Nadia Davison and supported by a growing team who share a commitment to delivering thoughtful, tailored lending strategies that align with each client’s bigger financial picture.
At Results Home Loans, we know that finance isn’t just about securing a loan — it’s about creating opportunity.
We take the time to understand your full financial position, your goals, and what matters most to you. From there, we provide tailored lending strategies, access to a wide range of lenders (not just the major banks), and end-to-end support throughout the entire process.
From your first conversation through to settlement and beyond, we manage the research, structure, and communication with lenders — simplifying what can often feel overwhelming, and ensuring everything runs smoothly.
Our approach is personal, strategic, and designed to support you not just for today, but for what’s next.
We’re here to guide you, support you, and help you move forward with clarity and confidence — turning what can feel complex into something simple, strategic, and aligned with the life you’re building.
Meet our staff!
Nadia Davison
MFAA Finance Broker
Credit Representative Number 497832
ndavison@cr.com.au
Nadia prides herself in the level of care and attention to detail she brings to the table. She has a wealth of experience and knowledge and adopts a friendly and compassionate approach to all that she does.
Starting her career in accounting in 2008, her love of numbers and problem-solving lead her into mortgage brokering where she has thrived. Nadia has been commended by lenders for the completeness and accuracy of her submissions and always goes that extra mile to ensure the best outcome for her clients.
Nadia grew up and still lives in Gembrook and loves the peacefulness of the hills and its friendly people. Outside of work, she enjoys music, travel, fitness and spending time with her young family.
Honey Semillano
Loan Administrator
hsemillano@cr.com.au
Honey is a dedicated Mortgage Broker Assistant at Results Home Loans, passionate about supporting the mortgage process.
Working behind the scenes, she provides reliable assistance to the team. Her attention to detail and organizational skills help facilitate transactions from application to post-settlement reviews.
Honey enjoys a simple and quiet life in her hometown. In her free time, she loves watching TV series, reading good books, and learning new recipes.
Shana Palmos
Loan Administrator
spalmos@cr.com.au
Shana is a dedicated team member with a Bachelor of Science in Business Administration, majoring in Financial Management. She joined the team with a strong foundation in organisation and a keen interest in developing her administrative and mortgage-related skills.
With her calm, patient, and attentive nature, Shana brings a thoughtful and sincere approach to her work, making her a reliable contributor to the team’s success.
Outside of work, she enjoys relaxing with Netflix, watching anime, and playing video games.
Eleni Kapeleris
MFAA Finance Broker
Credit Representative Number 532207
ekapeleris@cr.com.au
Eleni is a positive and hardworking Mortgage Broker helping clients navigate the home loan process and achieve their dream of home ownership. Known for her friendly approach and strong attention to detail, she prides herself on delivering excellent customer service while guiding clients through what can often be a complex and emotional journey.
A fast learner who enjoys expanding her skills, Eleni is motivated by helping others succeed and always strives to provide the best possible outcome for her clients.
Outside of work, she is passionate about ocean conservation and environmental sustainability, regularly participating in clean-up events. In her free time, Eleni enjoys scuba diving, cooking, spending time outdoors, and making memories with her young family.